Tag: Your Pathways To Wealth
The Bucket Strategy: How to Effectively Plan Your Retirement Income and Spending (Ep. 20)

The Bucket Strategy: How to Effectively Plan Your Retirement Income and Spending (Ep. 20)

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Imagine retiring right before the Covid-19 pandemic. The markets plummeted by double digits!

So how can you ensure your retirement plan is not significantly disrupted by such market volatility? More importantly, how can you ensure you don’t run out of money?

Charlie Massimo and Peter Anastasian answer these questions in this episode. Tune in to learn how to use a “bucket” approach and effectively plan your income and spending for the rest of your life.

Charlie and Peter discuss: 

  • The pivotal shift from accumulation to distribution mode as retirement approaches
  • Short-term, midterm, and long-term buckets and their respective allocations
  • Avoiding common investment mistakes driven by emotions
  • How to prepare for unexpected life events in retirement
  • And more

Connect with Wealth Enhancement Group:

Disclosures

The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for an individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision.

Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services.

All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

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The Value-Driven Path to Wealth with Elena Beckius (Ep. 19)

The Value-Driven Path to Wealth with Elena Beckius (Ep. 19)

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Have you ever let your emotions get the best of you? You’re not alone!

But when it comes to financial planning, emotional decisions can prove to be very costly.

In today’s thought-provoking episode, Charlie Massimo and Peter Anastasian speak with Elena Beckius, a leadership coach and senior vice president at Think2Perform. They help you be more reflective in your decision-making and be better aligned with your core values — so you can avoid knee-jerk choices you may regret later.

Elena discusses: 

  • The critical role of values and emotions in financial decision-making
  • Why you should narrow down your top 5 core values (and reassess them periodically)
  • Practice exercises to elevate your self-awareness
  • How to live in “alignment” with your core values i.e., integrate them into your daily life
  • And more

Resources:

Connect with Elena Beckius:

Connect with Wealth Enhancement Group:

About Our Guest:

If you’re like the leaders Elena coaches, you have an ideal picture of who you want to be and what you want to accomplish in your business, in your personal life, and in your community. As a leadership coach, keynote speaker, and author, Elena serves people by helping them make that ideal real. Elena is passionate about helping people know, embrace, and steward their gifts, and to understand their most important values to fully step into their purpose and reach their highest potential.  

Elena joined Think2Perform after 17 years in the Financial Services industry. In those years, she held every field role from Financial Advisor to Executive Field Vice President. 

Elena knows the unique challenges and opportunities for female leaders and female business owners in male-dominated industries.  If you’re a woman looking to take your business, leadership, or influence to the next level, Elena invites you to have a conversation about the power of coaching. Elena also consults with leaders and companies to help them enhance the way they serve women. Nick Kristof said “If you want to change the world, empower a woman.” Elena is on a mission to do just that, empower women.

Disclosures

The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for an individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision.

Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services.

All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

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Debunking Five Common Medicare Myths with Kevin Lawrence (Ep. 18)

Debunking Five Common Medicare Myths with Kevin Lawrence (Ep. 18)

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A whopping 72% of 1,260 surveyed adults said they wish they understood Medicare coverage better! This is according to the Nationwide Retirement Institute® 2023 Health Care Costs in Retirement Survey.

It’s time to clear the confusion and dispel some common myths.

Catch this informative podcast, where Charlie Massimo and Peter Anastasian speak with Kevin Lawrence, director of senior markets at Professional Group Plans (PGP). Together, they help listeners make informed decisions by breaking down various aspects of Medicare premiums and coverage.

Kevin discusses: 

  • Five common Medicare myths
  • The intricacies of different Medicare plans (Part B, Part D, Supplement, Advantage, etc.)
  • How Medicare differs from Medicaid
  • Finding a plan that meets your medical needs
  • What questions you should ask to a Medicare salesperson
  • And more

Resources:

Connect with Kevin Lawrence:

Connect with Wealth Enhancement Group:

About Our Guest:

Kevin Lawrence joined Professional Group Plans (PGP) after 10 years at MetLife and 2 years as Vice President of Advanced Planning Partners. Over the last several years of his career, Kevin has concentrated his practice on helping seniors with their healthcare needs and has become a top producer in Medicare Supplement Plans, Part D Plans, and Medicare Advantage Plans.

Kevin takes pride in educating his clients to ensure that they are confident that they have chosen the best product for their needs. He is well known in the brokerage community as an expert on eliminating the confusion surrounding Medicare. Many brokers rely on Kevin’s guidance to help them solve problems for their clients.

Disclosures

The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for an individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision.

Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services.

All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

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Diversification And The Gift Of The Unknown (Ep. 6)

Diversification And The Gift Of The Unknown (Ep. 6)

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Are you tired of hearing about diversification without truly understanding its essence? 

It’s time to demystify this term and uncover the secrets that only a few investors truly grasp. Brace yourself for a paradigm shift that will revolutionize how you approach your investment portfolio.

Diversification is a term often heard but rarely understood. In this episode, Charlie Massimo and Peter Anastasian delve into the true essence of diversification and its crucial role in the dynamic world of investments. They set the stage for an enlightening conversation that challenges common misconceptions.

Charlie and Peter discuss:

  • The true meaning of diversification and its significance in achieving long-term financial goals
  • Why traditional approaches to diversification may not provide the desired results and how to overcome these pitfalls
  • The startling statistics that reveal the limited number of stocks responsible for creating wealth in the stock market
  • The philosophy of unknowability and learning why it is a gift that can guide you toward disciplined diversification
  • And more!

Resources:

Connect with Charlie Massimo: 

Connect with Peter Anastasian: 

Disclosures

The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for an individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision.

Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services.

All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

All investing involves risk, including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

Wealth Enhancement Group and LPL Financial do not provide legal advice or tax services. Please consult your legal or tax advisor regarding your specific situation.

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