Tag: Market Volatility
The Bucket Strategy: How to Effectively Plan Your Retirement Income and Spending (Ep. 20)

The Bucket Strategy: How to Effectively Plan Your Retirement Income and Spending (Ep. 20)

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Imagine retiring right before the Covid-19 pandemic. The markets plummeted by double digits!

So how can you ensure your retirement plan is not significantly disrupted by such market volatility? More importantly, how can you ensure you don’t run out of money?

Charlie Massimo and Peter Anastasian answer these questions in this episode. Tune in to learn how to use a “bucket” approach and effectively plan your income and spending for the rest of your life.

Charlie and Peter discuss: 

  • The pivotal shift from accumulation to distribution mode as retirement approaches
  • Short-term, midterm, and long-term buckets and their respective allocations
  • Avoiding common investment mistakes driven by emotions
  • How to prepare for unexpected life events in retirement
  • And more

Connect with Wealth Enhancement Group:

Disclosures

The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for an individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision.

Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services.

All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

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Settling the 60/40 Debate: Is the Traditional Stocks-Bonds Mix Still Relevant? (Ep. 16)

Settling the 60/40 Debate: Is the Traditional Stocks-Bonds Mix Still Relevant? (Ep. 16)

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As the economy copes with high interest rates and stubborn inflation, you may have come across an unsettling question: Is the traditional portfolio of 60% stocks and 40% bonds still relevant?

The short answer is yes. But there are some caveats to consider, like everything else in investing.

In this episode, Peter Anastasian and Charlie Massimo explain how the traditional 60/40 investment portfolio model can be strategically used to manage risk and navigate market volatility — so you can sleep better at night.

Charlie and Peter discuss: 

  • The importance of diversification, rebalancing, and patience (against being swayed by media narratives)
  • How to avoid common investing mistakes
  • The role of short-term treasuries in risk management and stability
  • Why you should consider individual risk tolerances, age, and other crucial factors
  • And more!

Connect with Wealth Enhancement Group:

Disclosures

The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for an individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision.

Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services.

All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

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Understanding Volatility vs. Risk: The Key to Panic-Proof Investing (Ep. 14)

Understanding Volatility vs. Risk: The Key to Panic-Proof Investing (Ep. 14)

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In the world of investing, surprises can be the mother of panic. But what if you could be prepared and stay ahead of the curve to maximize protection in the marketplace? 

In this episode, Peter Anastasian and Charlie Massimo explore how unexpected twists and a lack of preparation can trigger investment panic, offering valuable insights on maintaining a level head.

Discover the critical distinctions between volatility and risk, and how educating clients about market history can be a game-changer. They’ll equip you with strategies to prepare for market fluctuations and empower you to navigate the choppy waters of investing. This episode is a must-listen for anyone seeking to master the art of investment resilience.

Charlie and Peter discuss: 

  • How unexpected twists and a lack of preparation can trigger investment panic.
  • The critical distinctions between volatility and risk.
  • Strategies to prepare for market fluctuations and stay calm in turbulent times.
  • The role of media in creating panic and the importance of grounding decisions in historical data.
  • The significance of crafting a detailed investment plan tailored to individual needs and
  • life stages to maintain focus during market downturns.
  • And More!

Disclosures

The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for an individual. To determine which strategies or investments may be suitable or you, consult the appropriate qualified professional prior to making a decision.

Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services.

All performance referenced is historical and is no guarantee of future results. All indices are

unmanaged and may not be invested into directly.

All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

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Diversification And The Gift Of The Unknown (Ep. 6)

Diversification And The Gift Of The Unknown (Ep. 6)

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Are you tired of hearing about diversification without truly understanding its essence? 

It’s time to demystify this term and uncover the secrets that only a few investors truly grasp. Brace yourself for a paradigm shift that will revolutionize how you approach your investment portfolio.

Diversification is a term often heard but rarely understood. In this episode, Charlie Massimo and Peter Anastasian delve into the true essence of diversification and its crucial role in the dynamic world of investments. They set the stage for an enlightening conversation that challenges common misconceptions.

Charlie and Peter discuss:

  • The true meaning of diversification and its significance in achieving long-term financial goals
  • Why traditional approaches to diversification may not provide the desired results and how to overcome these pitfalls
  • The startling statistics that reveal the limited number of stocks responsible for creating wealth in the stock market
  • The philosophy of unknowability and learning why it is a gift that can guide you toward disciplined diversification
  • And more!

Resources:

Connect with Charlie Massimo: 

Connect with Peter Anastasian: 

Disclosures

The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for an individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision.

Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services.

All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

All investing involves risk, including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

Wealth Enhancement Group and LPL Financial do not provide legal advice or tax services. Please consult your legal or tax advisor regarding your specific situation.

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Navigating Volatile Markets: A Four-Step Approach to Manage Market Decline (Ep. 5)

Navigating Volatile Markets: A Four-Step Approach to Manage Market Decline (Ep. 5)

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In today’s fast-paced and ever-changing financial landscape, it’s crucial for investors to have a robust strategy that withstands market volatility. 

In this episode, Charlie Massimo and Peter Anastasian delve into their four-step program designed to help you navigate turbulent markets with confidence and achieve long-term investment success.

You’ll learn how to overcome the challenges posed by market declines, leverage historical insights, and maintain a disciplined approach to investing. 

Join us as we explore the key principles that separate successful long-term investors from those who continually react to current events.

Peter And Charlie Expand On The Following 4 Step Process:

  • Preparation is Key: Learn why it’s essential to prepare in advance for market declines and how to create a robust plan to weather potential storms
  • The Power of Perspective: Gain insights into how historical data can reinforce your belief in the long-term growth potential of well-managed equities, despite temporary setbacks
  • Investing in Great Companies: Understand the significance of investing in iconic companies with a track record of overcoming challenges and how market downturns can present unique investment opportunities
  • The Role of Planning and Discipline: Discover why continuously acting on a well-defined plan is crucial for long-term investment success and how it helps you avoid reactionary decision-making.

Resources:

Connect with Charlie Massimo: 

Connect with Peter Anastasian: 

Disclosures

The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for an individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision.

Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services.

All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

All investing involves risk, including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

Wealth Enhancement Group and LPL Financial do not provide legal advice or tax services. Please consult your legal or tax advisor regarding your specific situation.

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