Tag: Investments
The Bucket Strategy: How to Effectively Plan Your Retirement Income and Spending (Ep. 20)

The Bucket Strategy: How to Effectively Plan Your Retirement Income and Spending (Ep. 20)

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Imagine retiring right before the Covid-19 pandemic. The markets plummeted by double digits!

So how can you ensure your retirement plan is not significantly disrupted by such market volatility? More importantly, how can you ensure you don’t run out of money?

Charlie Massimo and Peter Anastasian answer these questions in this episode. Tune in to learn how to use a “bucket” approach and effectively plan your income and spending for the rest of your life.

Charlie and Peter discuss: 

  • The pivotal shift from accumulation to distribution mode as retirement approaches
  • Short-term, midterm, and long-term buckets and their respective allocations
  • Avoiding common investment mistakes driven by emotions
  • How to prepare for unexpected life events in retirement
  • And more

Connect with Wealth Enhancement Group:

Disclosures

The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for an individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision.

Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services.

All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

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Solving the Social Security Puzzle with David Freitag (Ep. 17)

Solving the Social Security Puzzle with David Freitag (Ep. 17)

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With a myriad of rules, regulations, and strategies to consider, Social Security can seem like a complex puzzle. It’s a topic our clients frequently ask us about!

Join Peter Anastasian and Charlie Massimo as they speak with David Freitag, CLU, ChFC, CRPC, financial planning consultant at MassMutual Financial Group. Together, they debunk common myths and provide clarity on how to maximize your benefit so you can avoid suboptimal decisions that jeopardize your golden years.

David discusses: 

  • A quick background on Social Security and where we stand today
  • Why you should regularly check your Social Security earnings history
  • Finding the ideal time to claim Social Security (key factors to consider)
  • How taxes and inflation may affect your benefits
  • The importance of personalized planning for you and your spouse
  • And more

Resources:

Connect with Wealth Enhancement Group:

Connect with David Freitag:

Disclosures

The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for an individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision.

Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services.

All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

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Settling the 60/40 Debate: Is the Traditional Stocks-Bonds Mix Still Relevant? (Ep. 16)

Settling the 60/40 Debate: Is the Traditional Stocks-Bonds Mix Still Relevant? (Ep. 16)

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As the economy copes with high interest rates and stubborn inflation, you may have come across an unsettling question: Is the traditional portfolio of 60% stocks and 40% bonds still relevant?

The short answer is yes. But there are some caveats to consider, like everything else in investing.

In this episode, Peter Anastasian and Charlie Massimo explain how the traditional 60/40 investment portfolio model can be strategically used to manage risk and navigate market volatility — so you can sleep better at night.

Charlie and Peter discuss: 

  • The importance of diversification, rebalancing, and patience (against being swayed by media narratives)
  • How to avoid common investing mistakes
  • The role of short-term treasuries in risk management and stability
  • Why you should consider individual risk tolerances, age, and other crucial factors
  • And more!

Connect with Wealth Enhancement Group:

Disclosures

The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for an individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision.

Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services.

All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

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Physicians & Finances with Dr. Chris Campese, Dr. Leo Penzi, and Dr. William Kruger (Ep. 15)

Physicians & Finances with Dr. Chris Campese, Dr. Leo Penzi, and Dr. William Kruger (Ep. 15)

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Wealth management may look very different for different professionals.

Today, we look at wealth management from the lens of physicians, specifically anesthesiologists who have accumulated wealth over several decades.

In this episode, Peter Anastasian and Charlie Massimo speak with Dr. Chris Campese, chair of the Department of Anesthesiology at Glen Cove Hospital, Dr. Leo Penzi, executive vice president and chief medical officer at North American Partners of Anesthesia, and Dr. William Kruger, a leader at TeamHealth. They share their personal and professional experiences with financial planning.

Chris, Leo, and William discuss: 

  • The evolution of anesthesiology as a profession
  • The importance of disciplined saving, working with trusted advisors, and planning ahead
  • How to overcome the emotional barriers of investing and delegate financial control to advisors
  • Challenges faced by new anesthesiologists (with tips for getting a financial head start)
  • And more!

Connect with Wealth Enhancement Group:

Connect with Dr. Chris Campese:

Connect with Dr. Leo Penzi:

Disclosures

The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for an individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision.

Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services.

All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

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How to Achieve Your Life Goals With Holistic Wealth Management (Ep. 7)

How to Achieve Your Life Goals With Holistic Wealth Management (Ep. 7)

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Managing your finances goes beyond just number crunching or aiming for the highest return.

To create lasting wealth and happiness, it is important to take a holistic approach. This involves looking at your total financial picture, including investments, estate, taxes, and risk management.

In this episode, Patrice Sikora interviews Charlie Massimo and Peter Anastasian about their approach to holistic planning in wealth management. They stress the importance of a continuous, personal, and comprehensive approach to planning — one that prioritizes the needs and well-being of clients over profit-driven motives!

Charlie and Peter discuss:

  • A simple analogy to explain what holistic wealth management truly means
  • Why an advisor-client relationship is one of the most intimate relationships you will have
  • Where AI is effective in wealth management (and where it falls short!)
  • The role of holistic planning in achieving your life goals
  • And more!

Resources:

Connect with Charlie Massimo: 

Connect with Peter Anastasian: 

Disclosures

The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for an individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision.

Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services.

All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

All investing involves risk, including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

Wealth Enhancement Group and LPL Financial do not provide legal advice or tax services. Please consult your legal or tax advisor regarding your specific situation.

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