With a myriad of rules, regulations, and strategies to consider, Social Security can seem like a complex puzzle. It’s a topic our clients frequently ask us about!
Join Peter Anastasian and Charlie Massimo as they speak with David Freitag, CLU, ChFC, CRPC, financial planning consultant at MassMutual Financial Group. Together, they debunk common myths and provide clarity on how to maximize your benefit so you can avoid suboptimal decisions that jeopardize your golden years.
David discusses:
A quick background on Social Security and where we stand today
Why you should regularly check your Social Security earnings history
Finding the ideal time to claim Social Security (key factors to consider)
How taxes and inflation may affect your benefits
The importance of personalized planning for you and your spouse
The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for an individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision.
Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services.
All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.
All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
As the economy copes with high interest rates and stubborn inflation, you may have come across an unsettling question: Is the traditional portfolio of 60% stocks and 40% bonds still relevant?
The short answer is yes. But there are some caveats to consider, like everything else in investing.
In this episode, Peter Anastasian and Charlie Massimo explain how the traditional 60/40 investment portfolio model can be strategically used to manage risk and navigate market volatility — so you can sleep better at night.
Charlie and Peter discuss:
The importance of diversification, rebalancing, and patience (against being swayed by media narratives)
How to avoid common investing mistakes
The role of short-term treasuries in risk management and stability
Why you should consider individual risk tolerances, age, and other crucial factors
The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for an individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision.
Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services.
All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.
All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
Wealth management may look very different for different professionals.
Today, we look at wealth management from the lens of physicians, specifically anesthesiologists who have accumulated wealth over several decades.
In this episode, Peter Anastasian and Charlie Massimo speak with Dr. Chris Campese, chair of the Department of Anesthesiology at Glen Cove Hospital, Dr. Leo Penzi, executive vice president and chief medical officer at North American Partners of Anesthesia, and Dr. William Kruger, a leader at TeamHealth. They share their personal and professional experiences with financial planning.
Chris, Leo, and William discuss:
The evolution of anesthesiology as a profession
The importance of disciplined saving, working with trusted advisors, and planning ahead
How to overcome the emotional barriers of investing and delegate financial control to advisors
Challenges faced by new anesthesiologists (with tips for getting a financial head start)
The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for an individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision.
Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services.
All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.
All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
In the world of investing, surprises can be the mother of panic. But what if you could be prepared and stay ahead of the curve to maximize protection in the marketplace?
In this episode, Peter Anastasian and Charlie Massimo explore how unexpected twists and a lack of preparation can trigger investment panic, offering valuable insights on maintaining a level head.
Discover the critical distinctions between volatility and risk, and how educating clients about market history can be a game-changer. They’ll equip you with strategies to prepare for market fluctuations and empower you to navigate the choppy waters of investing. This episode is a must-listen for anyone seeking to master the art of investment resilience.
Charlie and Peter discuss:
How unexpected twists and a lack of preparation can trigger investment panic.
The critical distinctions between volatility and risk.
Strategies to prepare for market fluctuations and stay calm in turbulent times.
The role of media in creating panic and the importance of grounding decisions in historical data.
The significance of crafting a detailed investment plan tailored to individual needs and
life stages to maintain focus during market downturns.
And More!
Disclosures
The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for an individual. To determine which strategies or investments may be suitable or you, consult the appropriate qualified professional prior to making a decision.
Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services.
All performance referenced is historical and is no guarantee of future results. All indices are
unmanaged and may not be invested into directly.
All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
While AI learning tools have gained new attention in the world of finance, it’s essential to understand both sides of the coin in order to separate fact from fiction.
In this episode, Charlie Massimo and Peter Anastasian speak with Wes Crill, Senior Investment Director & VP at Dimensional Fund Advisors, as he shares his extensive knowledge and experience, providing valuable insights into AI’s past, present, and future in the financial world. From the limitations of AI in predicting market movements to the efficiency impact on stock prices, Wes offers a nuanced perspective on the application of AI in finance.
Wes discusses:
The historical presence of AI and its impact on financial markets
The limitations of AI in predicting market movements
The impact of AI on stock prices and the bond market
The role of AI in research and its potential value in investment strategies
The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for an individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision.
Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services.
All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.
All investing involves risk, including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
Wealth Enhancement Group and LPL Financial do not provide legal advice or tax services. Please consult your legal or tax advisor regarding your specific situation.
Sitting with someone who might change your life can be intimidating. That person could become your financial advisor.
That’s why it’s crucial to have a powerful meeting to get to know each other, address important life concerns, and know how we can positively impact your life.
Want to know all about the first meeting process at Wealth enhancement group?
In this episode, Charlie Massimo and Peter Anastasian explain everything you need to know about the first meeting they have with a potential client at Wealth Enhancement Group. Charlie and Peter address the questions they ask during this process to know better your emotions and needs and the importance of trust from both parties.
Charlie and Peter discuss:
Their approach to the first meeting with potential clients
The importance of humanizing and personalizing financial planning to understand clients’ emotional needs
Their approach to making promises to clients
The importance of truth in their client relationships
The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for an individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision.
Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services.
All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.
All investing involves risk, including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
Wealth Enhancement Group and LPL Financial do not provide legal advice or tax services. Please consult your legal or tax advisor regarding your specific situation.
We all want to be successful investors, but do you have what it takes?
From managing biases to focusing on variables you can control, Charlie Massimo and Peter Anastasian reveal the key components of a winning investment strategy.
Join Charlie Massimo and Peter Anastasian in their second episode as they reveal the six principles that successful investors follow.
In this episode, Charlie and Peter discuss improving your investment experience and achieving long-term success by implementing these principles.
Discover how having faith in the future, practicing patience and discipline, being agnostic to market trends, and focusing your time and energy on variables you can control can significantly improve your investment returns.
Charlie and Peter discuss:
Having faith in the future is a key component of successful investing.
How patience and discipline can improve your investment experience and increase your long-term real-life investment returns
Why it’s essential to be agnostic to market trends and have a philosophy that dictates your moves
Why you should focus your time and energy on variables you can control
The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for an individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision.
Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services.
All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.
All investing involves risk, including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
Wealth Enhancement Group and LPL Financial do not provide legal advice or tax services. Please consult your legal or tax advisor regarding your specific situation.
In this first episode, Charlie Massimo and Peter Anastasian, both SVPs of Wealth Enhancement Group, share their journey’s in the financial industry.
From starting as an unpaid intern to building a successful business with over $700 million under management, Charlie and Peter discuss the turning points in their careers and the pivoting moments that changed their perspective on investing.
This podcast aims to provide valuable insights and tools to help listeners achieve their financial goals. Future episodes will explore investment success, maximizing your portfolio, estate, family planning, and other related topics.
Charlie and Peter discuss:
Their career paths to wealth management
The turning points in their careers which led them to be entrepreneurs
What they will discuss on this podcast in future episodes
For three decades, Charlie served at top firms Shearson Lehman, New York Life and Merrill Lynch, culminating in a role as a Senior Investment Officer at Smith Barney. In 2003, Charlie launched CJM Wealth Management, where he focused on a wide range of issues, from tax and estate planning to life insurance and the use of trusts. While Charlie works with various high-net-worth families, he also has a strong concentration on serving the unique financial needs of affluent physicians, business owners, and families impacted by autism. In 2020 Charlie and the CJM team joined forces with Wealth Enhancement Group.
Charlie is the proud father of triplets, two boys and a girl. His two boys are on the autism spectrum. With autism close to his heart, he created and is the founder of a not-for-profit organization, Autism Communities. His organization helps provide homes to facilitate an independent, safe, and inclusive living environment for adults with autism. In 2017 Charlie was appointed by Governor Cuomo (NY) to the Autism Spectrum Disorders Advisory Board, where he provides guidance to individuals with autism spectrum disorder, and families seeking reliable information regarding available services and support.
About Peter:
Peter began his career in 1998 as an advisor at a boutique Park Avenue investment firm. Three years later, he moved on to Smith Barney before becoming an independent advisor in 2004. He joined CJM Wealth Management in 2006 as Managing Director and Partner, where he was a major contributor to the firm’s growth and development. Peter specializes in wealth management, asset protection and tax minimization strategies for ultra-affluent families and closely-held businesses pre- and post-liquidity. He is widely recognized for his expertise in subjects such as asset protection, risk management and business succession planning. Peter lives in Queens, NY, with his wife and two children. An avid soccer fan, he enjoys playing competitive sports and travelling.
Disclosures
The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for an individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision.
Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services.
All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.
All investing involves risk, including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
Wealth Enhancement Group and LPL Financial do not provide legal advice or tax services. Please consult your legal or tax advisor regarding your specific situation.
